:root{--legacy-002b50:#002b50;--legacy-003b6d:#003b6d;--legacy-1f95a8:#1f95a8;--legacy-2a2f36:#2a2f36;--legacy-2db3c7:#2db3c7;--legacy-b8f2e6:#b8f2e6;--legacy-bfe9ef:#bfe9ef;--legacy-cbf0f5:#cbf0f5;--legacy-cfe6ec:#cfe6ec;--legacy-e6f7f9:#e6f7f9;--legacy-ffb400:#ffb400}
/* ---------- Brand tokens ---------- */
  .hcx-page {
    --hc-navy: var(--legacy-003b6d, #003B6D);
    --hc-navy-dk: var(--legacy-002b50, #002b50);
    --hc-teal: var(--legacy-2db3c7, #2DB3C7);
    --hc-teal-dk: var(--legacy-1f95a8, #1f95a8);
    --hc-teal-soft: var(--legacy-e6f7f9, #e6f7f9);
    --hc-mint: var(--legacy-b8f2e6, #B8F2E6);
    --hc-white: var(--color-background, #ffffff);
    --hc-gray-bg: var(--color-surface-alt, #F6F8FA);
    --hc-line: var(--color-primary-subtle, #e6eaee);
    --hc-text: var(--legacy-2a2f36, #2a2f36);
    --hc-muted: var(--color-text-muted, #5b6470);

    font-family: 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
    color: var(--hc-text);
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
  }
  .hcx-page *, .hcx-page *::before, .hcx-page *::after { box-sizing: border-box; }
  .hcx-page h1, .hcx-page h2, .hcx-page h3, .hcx-page h4 {
    color: var(--hc-navy); font-weight: 800; margin: 0 0 .5em;
    line-height: 1.2; letter-spacing: -0.01em;
  }
  .hcx-page p { margin: 0 0 1rem; }
  .hcx-page a { text-decoration: none; transition: all .25s ease; }

  /* ---------- Layout helpers ---------- */
  .hcx-wrap { max-width: 1140px; margin: 0 auto; padding: 0 22px; }
  .hcx-sec { padding: 64px 0; }
  .hcx-center { text-align: center; }
  .hcx-eyebrow {
    display: inline-block; background: var(--hc-teal-soft); color: var(--hc-navy);
    border: 1px solid var(--legacy-cbf0f5, #cbf0f5); font-size: .78rem; font-weight: 800;
    letter-spacing: .09em; text-transform: uppercase;
    padding: 7px 16px; border-radius: 30px; margin-bottom: 16px;
  }
  .hcx-rule { width: 64px; height: 4px; background: var(--hc-teal); border-radius:var(--radius-sm, 4px); margin: 16px auto 26px; }
  .hcx-lead { font-size: 1.1rem; color: var(--hc-muted); max-width: 720px; margin: 0 auto 8px; }

  /* ---------- Buttons ---------- */
  .hcx-btn {
    display: inline-block; cursor: pointer; background: var(--hc-teal); color: var(--color-background, #fff) !important;
    padding: 16px 36px; border-radius: 50px; font-weight: 800; text-transform: uppercase;
    letter-spacing: .05em; font-size: 1rem; border: 2px solid var(--hc-teal);
    box-shadow: 0 10px 22px rgba(45,179,199,.34);
  }
  .hcx-btn:hover { background: var(--hc-navy); border-color: var(--hc-navy); transform: translateY(-3px); box-shadow: 0 14px 28px rgba(0,59,109,.32); }
  .hcx-btn-light {
    display: inline-block; cursor: pointer; background: var(--color-background, #fff); color: var(--hc-navy) !important;
    padding: 16px 36px; border-radius: 50px; font-weight: 800; text-transform: uppercase;
    letter-spacing: .05em; border: 2px solid var(--color-background, #fff);
  }
  .hcx-btn-light:hover { background: var(--hc-teal); border-color: var(--hc-teal); color: var(--color-background, #fff) !important; transform: translateY(-3px); }

  /* ---------- Announcement bar ---------- */
  .hcx-bar {
    background: var(--hc-navy); color: var(--color-background, #fff); text-align: center;
    padding: 11px 14px; font-size: .95rem; font-weight: 700;
  }
  .hcx-bar b { color: var(--hc-mint); }

  /* ---------- Hero (compact) ---------- */
  .hcx-hero { background: linear-gradient(135deg, var(--hc-teal) 0%, var(--hc-navy) 100%); color: var(--color-background, #fff); padding: 52px 0 40px; text-align: center; }
  .hcx-hero .hcx-eyebrow { background: rgba(255,255,255,.16); color: var(--color-background, #fff); border-color: rgba(255,255,255,.28); }
  .hcx-hero h1 { color: var(--color-background, #fff); font-size: clamp(2rem, 5vw, 3rem); margin-bottom: 14px; }
  .hcx-hero h1 .accent { color: var(--hc-mint); }
  .hcx-hero p { font-size: 1.12rem; color: var(--color-surface, #eaf6f8); max-width: 680px; margin: 0 auto 24px; }
  .hcx-trustrow { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }
  .hcx-chip {
    background: rgba(255,255,255,.95); color: var(--hc-navy); font-weight: 800;
    font-size: .92rem; padding: 9px 18px; border-radius: 40px; display: flex; align-items: center; gap: 7px;
  }
  .hcx-chip .st { color: var(--legacy-ffb400, #ffb400); }

  /* ---------- Quote form section ---------- */
  .hcx-form-sec { background: var(--hc-gray-bg); padding: 0 0 64px; }
  .hcx-form-card {
    background: var(--color-background, #fff); border: 1px solid var(--hc-line); border-radius:var(--radius-xl, 22px);
    box-shadow: 0 26px 52px rgba(0,59,109,.13); margin-top: -34px; overflow: hidden;
  }
  .hcx-form-head {
    background: linear-gradient(135deg, var(--color-background, #fff) 0%, var(--hc-teal-soft) 100%);
    padding: 26px 30px; border-bottom: 1px solid var(--hc-line); text-align: center;
  }
  .hcx-form-head h2 { font-size: 1.6rem; margin-bottom: 4px; }
  .hcx-form-head p { margin: 0; color: var(--hc-muted); font-size: .98rem; }
  .hcx-form-body { padding: 22px 26px 28px; }
  .hcx-assure {
    display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 22px;
    padding: 16px 26px; background: var(--color-background, #fff); border-top: 1px solid var(--hc-line);
  }
  .hcx-assure span { font-size: .9rem; font-weight: 700; color: var(--hc-navy); display: flex; align-items: center; gap: 7px; }
  .hcx-assure span::before { content: "\2713"; color: var(--hc-teal-dk); font-weight: 900; }

  /* ---------- Steps ---------- */
  .hcx-steps { display: grid; grid-template-columns: repeat(3,1fr); gap: 26px; }
  .hcx-step {
    background: var(--color-background, #fff); border: 1px solid var(--hc-line); border-radius:var(--radius-lg, 16px);
    padding: 28px 24px; text-align: center; border-top: 5px solid var(--hc-teal);
  }
  .hcx-step-num {
    width: 56px; height: 56px; margin: 0 auto 14px; border-radius: 50%;
    background: var(--hc-teal-soft); color: var(--hc-navy); font-size: 1.4rem; font-weight: 800;
    display: flex; align-items: center; justify-content: center;
  }
  .hcx-step h3 { font-size: 1.1rem; margin-bottom: 6px; }
  .hcx-step p { font-size: .94rem; color: var(--hc-muted); margin: 0; }

  /* ---------- Services grid ---------- */
  .hcx-svc-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
  .hcx-svc {
    background: var(--color-background, #fff); border: 1px solid var(--hc-line); border-radius:var(--radius-lg, 14px);
    padding: 20px 20px; display: flex; align-items: flex-start; gap: 13px;
  }
  .hcx-svc:hover { border-color: var(--legacy-bfe9ef, #bfe9ef); transform: translateY(-3px); box-shadow: 0 14px 28px rgba(0,59,109,.1); }
  .hcx-svc .ic {
    flex: 0 0 42px; width: 42px; height: 42px; border-radius:var(--radius-md, 10px);
    background: var(--hc-teal-soft); display: flex; align-items: center; justify-content: center; font-size: 1.25rem;
  }
  .hcx-svc h3 { font-size: 1rem; margin-bottom: 2px; }
  .hcx-svc p { font-size: .86rem; color: var(--hc-muted); margin: 0; }
  .hcx-tags { display: flex; flex-wrap: wrap; gap: 9px; justify-content: center; margin-top: 28px; }
  .hcx-tag {
    background: var(--color-background, #fff); border: 1px solid var(--hc-line); color: var(--hc-navy);
    font-size: .85rem; font-weight: 700; padding: 8px 15px; border-radius: 30px;
  }

  /* ---------- Trust split ---------- */
  .hcx-trust-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; }
  .hcx-trust-box {
    background: linear-gradient(135deg, var(--hc-navy), var(--hc-navy-dk));
    color: var(--color-background, #fff); padding: 38px; border-radius: 20px;
  }
  .hcx-trust-box h3 { color: var(--color-background, #fff); font-size: 1.4rem; }
  .hcx-trust-box p { color: var(--legacy-cfe6ec, #cfe6ec); }
  .hcx-feat { list-style: none; padding: 0; margin: 0; }
  .hcx-feat li { display: flex; gap: 13px; padding: 12px 0; border-bottom: 1px solid var(--hc-line); }
  .hcx-feat li:last-child { border-bottom: none; }
  .hcx-feat .ic { flex: 0 0 26px; width: 26px; height: 26px; border-radius: 50%; background: var(--hc-teal-soft); color: var(--hc-teal-dk); display: flex; align-items: center; justify-content: center; font-weight: 900; }
  .hcx-feat strong { color: var(--hc-navy); display: block; }
  .hcx-feat span { font-size: .92rem; color: var(--hc-muted); }

  /* ---------- FAQ ---------- */
  .hcx-faq details { background: var(--color-background, #fff); border: 1px solid var(--hc-line); border-radius:var(--radius-md, 12px); padding: 4px 22px; margin-bottom: 12px; }
  .hcx-faq details[open] { border-color: var(--legacy-bfe9ef, #bfe9ef); box-shadow: 0 8px 20px rgba(0,59,109,.07); }
  .hcx-faq summary {
    font-weight: 800; color: var(--hc-navy); cursor: pointer; list-style: none;
    padding: 16px 30px 16px 0; position: relative; font-size: 1.02rem;
  }
  .hcx-faq summary::-webkit-details-marker { display: none; }
  .hcx-faq summary::after { content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 1.5rem; color: var(--hc-teal); font-weight: 700; }
  .hcx-faq details[open] summary::after { content: "\2212"; }
  .hcx-faq .ans { padding: 0 0 18px; color: var(--hc-muted); }

  /* ---------- Final CTA ---------- */
  .hcx-cta-band { background: linear-gradient(135deg, var(--hc-teal) 0%, var(--hc-navy) 100%); color: var(--color-background, #fff); text-align: center; padding: 60px 0; }
  .hcx-cta-band h2 { color: var(--color-background, #fff); font-size: 2rem; }
  .hcx-cta-band p { font-size: 1.08rem; opacity: .95; max-width: 600px; margin: 0 auto 24px; }
  .hcx-cta-contact { margin-top: 18px; font-size: .95rem; }
  .hcx-cta-contact a { color: var(--color-background, #fff) !important; font-weight: 800; border-bottom: 1px solid rgba(255,255,255,.45); }

  /* ---------- Mobile sticky CTA ---------- */
  .hcx-sticky { display: none; }
  @media (max-width: 768px) {
    .hcx-sticky {
      display: block; position: fixed; left: 0; right: 0; bottom: 0; z-index: 9999;
      background: var(--color-background, #fff); border-top: 1px solid var(--hc-line);
      box-shadow: 0 -6px 20px rgba(0,0,0,.1); padding: 10px 14px;
    }
    .hcx-sticky a {
      display: block; text-align: center; background: var(--hc-teal); color: var(--color-background, #fff) !important;
      font-weight: 800; text-transform: uppercase; letter-spacing: .04em;
      padding: 14px; border-radius: 50px; font-size: .98rem;
    }
  }

  /* ---------- Responsive ---------- */
  @media (max-width: 880px) {
    .hcx-steps, .hcx-svc-grid { grid-template-columns: 1fr 1fr; }
    .hcx-trust-grid { grid-template-columns: 1fr; gap: 32px; }
  }
  @media (max-width: 560px) {
    .hcx-sec { padding: 48px 0; }
    .hcx-steps, .hcx-svc-grid { grid-template-columns: 1fr; }
    .hcx-form-body { padding: 16px 14px 22px; }
    .hcx-form-head { padding: 22px 18px; }
    .hcx-hero { padding: 42px 0 36px; }
    .hcx-btn, .hcx-btn-light { width: 100%; text-align: center; }
  }